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Individuals with renters insurance know that it’s a relatively inexpensive insurance policy, yet it offers lots of valuable protection. For an average of $20 per month or $200 per year, you get both property coverage to protect your belongings and liability coverage to protect you against the expense of someone getting injured within your rental unit. READ MORE >>

The recent earthquake in Napa Valley did more than destroy $1 billion plus worth of property. It also caused many business owners there to wonder whether or not they should have purchased earthquake insurance. It should also cause business owners elsewhere to reexamine their business insurance needs. READ MORE >>

Life insurance isn’t a popular topic to discuss around the dinner table or at friendly get-togethers. But grim as it may be, it’s an important consideration as you plan for you and your family’s financial future. How much do you really know about life insurance? READ MORE >>

While many life insurance policies exist, there are two main types of policies. Your first decision when purchasing a policy is to choose whether you wish to buy term or permanent life insurance. But what's the difference between these types of coverage? Term Life Insurance Policy READ MORE >>

Would you know what to do if your apartment key broke off in the lock? Your first instinct might be to call a locksmith, but there are a few cheaper solutions you can try first. If you can't quite pull the blade of the key out with your fingers, try one of these techniques. READ MORE >>

Driving at night is always a challenge. Speeding down the road with only a little bit of light in front of you can be nerve-wracking. Add in cars coming at you with their lights on, some bad weather and maybe an animal jumping into the road and it can be enough to keep you at home. READ MORE >>

New small business owners often wonder if they are required to have workers compensation insurance for all their employees. In most cases and states the answer is yes; however, the amount needed can vary, depending on a variety of issues. READ MORE >>

The process of buying a home for the first time — whether it's a house, condo or townhome — can cause a lot of excitement. But it can also be stressful if you're not sure where to begin. We've written some pointers to help you down the road to homeownership. Budget READ MORE >>

Teenagers are often thrilled to get their first driver's license and get behind the wheel without adult supervision. But until that day comes, it's your job as a parent to teach your children how to be safe, responsible drivers. READ MORE >>

Fires at places of businesses account for approximately four percent of workplace fatalities. This may seem like a small number, but it's still tragic — especially since most of these incidents are preventable. Every business should incorporate fire safety into their daily operations. READ MORE >>

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